The following WDIR information is valid for the State of Georgia. While other states may have similar termite or clearance letter laws, there may be important differences.
Commonly referred to as termite or clearance letters, a Wood Destroying Inspection Report (WDIR) is a specialized inspection that can only be performed by a state licensed Wood Destroying Organism company.
The State of Georgia considers Wood Destroying Organisms as the following:
- Carpenter ants
- Powder post beetles
- Old house borers
- Wood destroying fungi
Although carpenter bees have the potential to create a great deal of damage, it is usually cosmetic, not structural. For this reason, carpenter bees are excluded from WDIR clearance letters.
In the past, the State of Georgia required a WDIR for the sale of all residential homes, but has since changed its stance on the matter. Although the inspection is no longer officially needed, some lenders and/or loan types (like Robins Federal or all VA Loans) still require a WDIR.
Who’s Capable of Issuing Termite or Clearance Letter Inspections?
While most pest control companies are capable of performing such an inspection, you’ll need to verify that your preferred provider offers the service. If a company isn’t licensed for termite control, they will not legally be able to perform the “termite letter” inspection.
Who’s Responsible For The Termite Letter?
The buyer is responsible for payment and scheduling the inspection. The lender often reimburses the buyer for this expense.
Items Required By The Lender
For VA loans, the items required by the lender include the state approved WDIR, the standard NPMA-33 form, and a payment receipt from the termite inspection company.
If your mortgage is through Robins Federal but is not a VA loan, you’ll only need the WDIR and payment receipt.
To download the VA loan termite letter for NPMA-33 click here
One Important Fact You Need To Know
A recently issued WDIR is not a full guarantee that your home is free of wood destroying organisms.
It is nearly impossible to be 100% positive a home is free of termites or any other wood destroying organism. For this reason, the clearance letter is essentially an agreement that if any wood destroying organism is found within 90 days of the WDIR inspection, the company that issued the clearance letter will perform corrective treatment on the home.
Termite Clearance Letters at Reasonable Rates
Titus Pest Control offers “termite letters” or WDIR services at a competitive rate. We can usually supply you with the required documents at the time of inspection – although digital scans will usually take a day or two longer.